Life insurance is one of those things that a lot of people don’t like to talk about but most will need at some point in their life. In fact most people will purchase life insurance on average about 7 to 10 times in their lifetime.
Most of this is because our lifestyles change several times during life. In some cases there’s marriage or the birth of a child, it may be a business loan or the purchase of a home, it may be to protect your income for your loved ones or to pay off debt. It can be used to establish an emergency fund or provide money for college in the event you’re not here to provide.
Some people use it to provide protection; some use it to as a way to force them to save by selecting a policy with cash value. Maybe you need it to protect your estate or provide key man insurance, etc.
Whatever the reason, life insurance serves many people in many different ways but most of all it provides security for the living when death occurs. In the old days, life insurance was thought of mostly for providing burial expense; however, today people find the need to purchase large amounts of coverage to serve a very specific and defined purpose.
The type of insurance you purchase is entirely up to you, my job as your agent is to educate you the client so that you can make an informed decision of what suits you and your situation, because everyone’s is different.
Basically there are 2 kinds of life insurance, term and cash value, however there are many variations of each. At DeSantis Insurance Services, Inc., it is my promise to always put the client’s needs first and to always do the right thing so that I may have a client for life.
When you contact me for your insurance needs, you can be sure that you are getting competitive products and top notch service with years of experience in the industry.
My ability to broker business to just about any company takes all the guess work out of wondering if you paid a competitive price for your insurance. In most cases I will provide you with several options and quotes so we find the best products and prices on the market.
Get a quote or apply online